What Causes Warts?
Wet And Soft Skin From Lengthy Water Exposure

Warts can grow anywhere, including the legs, feet, hands, arms, and face. While all the virus needs to grow is damage to the skin, HPV thrives in moist, warm environments. Wet and soft skin from lengthy water exposure increases the chances of the virus entering the skin and causing a wart by giving the virus the ideal environment to grow.
Filiform warts, a specific and recognizable type of wart, are more prone to growing in soft, wet skin than other types of warts. These warts, which are also caused by HPV, are narrow and long, projecting off the skin. Filiform warts tend to form on soft, moist areas like the lips and eyelids.